"Building on Our Reputation, One Home-Owner at a Time"

1st Preference Mortgage was first Licensed in July 1989, under the laws of Maryland. Within the first two years, 1st Preference became a Full FHA Lender, a VA Automatic Lender; and then finally, an approved Fannie Mae Seller/ Service. As a Lender, and not a Broker, we have the ability to process, approve, and close your loan within the timeframe required by contract. 1st Preference is licensed in In 9 states & the District; Georgia, N/S Carolina, Texas, Florida, California, Maryland, Delaware, Pennsylvania, & Washington DC.

Locally Owned and Opperated, with our Corporate Office located in Maryland . 1st Preference has 4 FHA, Direct Endorsement Underwriters; while many of our loans are put through Computerized Underwriting, an equal number of qualified borrowers are also approved because of our personal touch in using Human Underwriting as well. In this same light, 1st Preference believes in having In-house Processors so that every loan is handled like our business depended on it.